Matthew Appleby is a leading expert in risk management governance with over 20 years of experience from commercial and public sectors where he designed and implemented risk management frameworks. He is currently the manager of the Finance and Risk teams at Kiwibuild. Prior to this he had roles at the NZ Treasury as Manager of Commercial Performance and acting Head of NZDMO Risk Policy and Balance Sheet. His roles have also included the development of the risk management framework for the Crown’s balance sheet. In addition, he provides advice to the New Zealand Debt Management Office on risk management policy and operations. Before that he worked in investment banks in Europe and New Zealand, and spent four years heading the Financial Risk Unit at the Reserve Bank of New Zealand during the GFC. Matthew also provides consultancy services to the International Monetary Fund.